Hello @Professor Cardz,
I need some advice! Every month, I’m shelling out around Rs.37k for my car and education loans. Right now, I’m just withdrawing cash from my debit card and depositing it into my loan accounts, which feels so old-school.
Here’s where I need your help: I have three credit cards from Axis Bank—Axis Rewards (Citi), Axis Privilege, and Flipkart. Is there any way I can use these cards to pay off my emi instead? I’d love to earn some rewards or cashback while doing it!
Does anyone know of services or platforms that let you pay loans with credit cards without killing me with fees? Or any tips on how to maximize rewards while handling these payments? Any advice on promotions or offers related to loan payments would also be super helpful!
Thanks in advance for your suggestions!
Hi. Please check if these loans are available in the bhim app for payment. If yes you can pay them and get some points. The other way of to get amex plat travel card. Transfer to wallet and then pay these. You will end up paying approx 2.5% extra but EVs up making account 50k points plus one Taj 10k voucher on edge year end.